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| The Key Elements of our strategy are |
› Sharing the vision
› Structuring Resources
› Transparent Management
› Capitalize business opportunities
› Leverage our brand
› Distribution capability
› Proactively Adopt Technology
› Devlope Human Capital
› Expansion a profitable Business
› Expansion is the way of life |
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| OVERDRAFT |
Raj bank provides the facility of overdraft of different types which are stated as under.
1. Clean Over draft up to certain limit prescribed as per RBI norms which does not require
any type of security except two guarantors.
2. Secured Over draft to finance the short term requirement of business. This scheme
provides overdraft facility against mortgage of property at reasonable rate of interest. The
scheme is for people engaged in trade, commerce & business and also professionals &
self employed, Prop. Firm, partnership firm, companies, and individuals with high net worth. The product provides an opportunity to customers to borrow against a fixed asset
(mortgage of property) at a short notice without much paper work.
3. Overdraft against Fixed Deposits without disinvesting your Fixed Deposits with our bank,
you can avail the facility of overdraft against Fixed Deposits.
4. Limit can be decreased / increased /renewed to the requirement of the customer subject
to banking
rules.
5. Personalised Cheque Book facility
6. E mail Statement facility
7. SMS Alert beyond specified limit |
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